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Motor Vehicle Accidents Billing Procedures

There are 2 scenarios, please circle:



1- If you have private medical insurance:



Section 60(2) of the Statutory Accident Benefits Schedule states:



Payment of a medical, rehabilitation or attendant care benefits or a benefit under Part VI is not required for that portion of an expense

for which payment is reasonably available to the insured person under any insurance plan or law or under any other plan or law.



This statement means that if you have private medical insurance that covers physio or massage therapy, it

has to be used first before the motor vehicle insurance company will cover any treatment. All payments

are due at the end of each visit:



Once you receive a payment, you need to come to the clinic, provide us with the proof of payment from

your insurer (photocopy of the cheque, statement, cheque stub). We will then be able to reimburse any

co-pay and/or any deductable not covered by your insurance. Then, the clinic can bill the motor vehicle

insurance company for the outstanding amount. We absolutely need the statement from your insurance

that outlines the limits of your coverage.



Once your maximum is reached with your private insurance, please provide us with the necessary proof

(statement) that shows that “all limits have been met”. The clinic will therefore be able to bill all costs

directly to the motor vehicle insurance company.



Any and all required forms are billed directly to motor vehicle insurance company.



2- If you do not have private insurance:



The clinic will bill your car insurance directly at the end of each month. Any and all required forms are

billed directly to the motor vehicle insurance company.



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