Non-Negotiable Non-Transferable NOTICE AND DEMAND TO CEASE AND DESIST COLLECTION ACTIVITY
FROM: CAROL ENGEN 5650 Highland Drive Bellevue, WA 98006 TO: MARTIN OWENS dba COLLECTION DEPT, and ELAN FINANCIAL SERVICES, and US BANK P.O. Box 790091 St. Louis, MO 63179-0091 (877)838-4346, ext. 60606 VIA: RE: Certified Mail Return Receipt # 7002 2410 0004 3809 2510 Your letter dated April 10, 2003 Account # 4037 6980 6900 7482 DATE: April 17, 2003
Dear Mr. Martin: I am in receipt on your communication dated April 10, 2003 which is attached herewith. Formal notice is hereby served upon you personally, ELAN FINANCIAL SERVICES and US BANK that the above-listed account, in its entirety, has been fully discharged, ab initio, by agreement of the parties and as further evidenced by Notarial Process, in accordance with State and Federal law, including the Fair Debt Collections Practice Act. Under the aforementioned agreement, your communication to CAROL ENGEN, which is subsequent to the issuance of the Certificate of Dishonor, results in an additional $1000.00 (One thousand dollars and zero cents) charge to US Bank for attempting to collect on a nonexistent debt. This is timely written Notice and Demand that you are to IMMEDIATELY CEASE and DESIST from: 1. 2. 3. any collection activities on said discharged account; any further contact, in any form, for the purpose of collection, with me or CAROL ENGEN; any reporting to any credit reporting agency concerning said account, save and except to correct your report to reflect the full amicable discharge of the account.
Your continued violations which impede CAROL ENGEN’s commercial ability and subsequent harassment may subject you to substantial civil damages in addition to statutory fines and penalties. This Notice will serve as proof that you were fully informed of said violations and harassment and that you voluntarily, willfully and knowingly, chose to continue to commit said crime(s) against me and CAROL ENGEN. NOTICE TO THE PRINCIPAL IS NOTICE TO THE AGENT NOTICE TO THE AGENT IS NOTICE TO THE PRINCIPAL Applicable to all successors and assigns Sincerely and with all rights reserved,
att: April 10, 2003 Collection Letter
By______________________________ Carol Engen Secured Party for CAROL ENGEN