1. table
Payment card fraud in the issuer business per fraud type
H1 2010
Fraud type Fraudulent activity Value of losses (thousand HUF)
Value of losses on the acquirer Value of losses on the
Number Value (thousand HUF) Value of losses on the issuer side Total value
side in and outside the country cardholder side
Fraudulent activity with cards reported lost or stolen 1 711 63 823 3 774 34 711 9 224 47 709
Fraudulent activity with cards not receipt 29 451 368 83 0 451
Fraudulent activity with counterfeit cards 1 436 117 112 17 460 8 560 100 403 126 423
Fraudulent activity in card not present transactions 2 749 74 431 29 936 5 790 20 547 56 273
Other fraudulent activities 152 10 130 6 875 2 292 766 9 933
Total fraudulent activity, value of losses 6 077 265 947 58 413 51 436 130 940 240 789
Payment card fraud in the issuer business per card brand
H1 2010
Card brand Fraudulent activity Value of losses (thousand HUF)
Value of losses on the acquirer Value of losses on the
Number Value (thousand HUF)
side in and outside the country cardholder side
MasterCard 3 509 167 027 34 227 32 905
VISA 2 389 90 614 20 852 17 890
AMEX 179 8 306 3 334 641
Total fraudulent activity, value of losses 6 077 265 947 58 413 51 436
2. table
sses (thousand HUF)
Value of losses on the issuer
Total value
side
91 861 158 993
37 250 75 992
1 829 5 804
130 940 240 789
MasterCard card fraud in the issuer business per fraud type
H1 2010
Fraud type Fraudulent activity Value of losses (thousand HUF)
Value of losses on the acquirer Value of losses on the
Number Value (thousand HUF)
side in and outside the country cardholder side
Fraudulent activity with cards reported lost or stolen 1 075 41 504 2 789 23 771
Fraudulent activity with cards not receipt 29 451 368 83
Fraudulent activity with counterfeit cards 923 82 457 12 726 3 356
Fraudulent activity in card not present transactions 1 401 37 906 15 717 3 873
Other fraudulent activities 81 4 709 2 627 1 822
Total fraudulent activity, value of losses 3 509 167 027 34 227 32 905
3. table
sses (thousand HUF)
Value of losses on the issuer
Total value
side
5 367 31 927
0 451
71 197 87 279
14 728 34 318
569 5 018
91 861 158 993
VISA card fraud in the issuer business per fraud type
H1 2010
Fraud type Fraudulent activity Value of losses (thousand HUF)
Value of losses on the acquirer Value of losses on the
Number Value (thousand HUF)
side in and outside the country cardholder side
Fraudulent activity with cards reported lost or stolen 540 19 405 891 10 299
Fraudulent activity with counterfeit cards 478 33 147 4 374 5 204
Fraudulent activity in card not present transactions 1 300 32 641 11 339 1 917
Other fraudulent activities 71 5 421 4 248 470
Total fraudulent activity, value of losses 2 389 90 614 20 852 17 890
4. table
sses (thousand HUF)
Value of losses on the issuer
Total value
side
3 575 14 765
27 667 37 245
5 819 19 075
189 4 907
37 250 75 992
American Express card fraud in the issuer business per fraud type
H1 2010
Fraud type Fraudulent activity Value of losses (thousand HUF)
Value of losses on the acquirer Value of losses on the
Number Value (thousand HUF)
side in and outside the country cardholder side
Fraudulent activity with cards reported lost or stolen 96 2 914 94 641
Fraudulent activity with counterfeit cards 35 1 508 360 0
Fraudulent activity in card not present transactions 48 3 884 2 880 0
Other fraudulent activities 0 0 0 0
Total fraudulent activity, value of losses 179 8 306 3 334 641
5. table
sses (thousand HUF)
Value of losses on the issuer
Total value
side
282 1 017
1 539 1 899
0 2 880
8 8
1 829 5 804
Issuer's brand card fraud in the issuer business per fraud type
H1 2010
Fraud type Fraudulent activity Value of losses (thousand HUF)
Value of losses on the acquirer Value of losses on the
Number Value (thousand HUF)
side in and outside the country cardholder side
Total fraudulent activity, value of losses
6. table
sses (thousand HUF)
Value of losses on the issuer
Total value
side
Payment card fraud in the issuer business per transaction type
H1 2010
Transaction type Number Value of fraudulent transactions (thousand HUF)
Cash withdrawal Payment Cash withdrawal Payment
ATM POS ATM POS
On-us transactions 620 0 49 34 910 0 2 049
Interbank transactions in the country 762 0 353 50 518 0 5 860
Cross-border transactions 433 2 3 858 27 655 0 144 955
Total fraudulent activity, value of losses 1 815 2 4 260 113 083 0 152 864
7. table
Total fraudulent activity
number Value
Value (thousand HUF)
669 36 959
1 115 56 378
4 293 172 610
6 077 265 947
Payment card fraud in the acquirer business per fraud type
H1 2010
Fraud type Fraudulent activity Value of losses (thousand HUF)
Value of losses on the issuer Value of losses on the
Number Value (thousand HUF)
side in and outside the country merchant side
Fraudulent activity with cards reported lost or stolen 729 41 475 37 926 1 055
Fraudulent activity as a result of fraudulent application 1 13 13 0
Fraudulent activity with counterfeit cards 1 551 101 896 30 951 1 253
Fraudulent activity in card not present transactions 573 17 404 7 854 13 658
Other fraudulent activities 12 881 722 157
Total fraudulent activity, value of losses 2 866 161 669 77 466 16 123
8. table
sses (thousand HUF)
Value of losses on the acquirer
Total value
side
3 451 42 432
0 13
20 036 52 240
6 21 518
19 898
23 512 117 101
Payment card fraud in the acquirer business per card brand
H1 2010
Card brand Fraudulent activity Value of losses (thousand HUF)
Value of losses on the issuer Value of losses on the
Number Value (thousand HUF)
side in and outside the country merchant side
MasterCard 1 532 84 485 41 536 4 505
VISA 1 298 75 225 34 159 11 549
AMEX 36 1 959 1 771 69
Total fraudulent activity, value of losses 2 866 161 669 77 466 16 123
9. table
sses (thousand HUF)
Value of losses on the acquirer
Total value
side
15 579 61 620
7 933 53 641
0 1 840
23 512 117 101
MasterCard card fraud in the acquirer business per fraud type
H1 2010
Fraud type Fraudulent activity Value of losses (thousand HUF)
Value of losses on the issuer Value of losses on the
Number Value (thousand HUF)
side in and outside the country merchant side
Fraudulent activity with cards reported lost or stolen 449 23 503 20 428 129
Fraudulent activity as a result of fraudulent application 1 13 13 0
Fraudulent activity with counterfeit cards 846 55 796 17 873 666
Fraudulent activity in card not present transactions 230 4 601 2 652 3 710
Other fraudulent activities 6 572 570 0
Total fraudulent activity, value of losses 1 532 84 485 41 536 4 505
10. table
sses (thousand HUF)
Value of losses on the acquirer
Total value
side
2 751 23 308
0 13
12 809 31 348
0 6 362
19 589
15 579 61 620
VISA card fraud in the acquirer business per fraud type
H1 2010
Fraud type Fraudulent activity Value of losses (thousand HUF)
Value of losses on the issuer Value of losses on the
Number Value (thousand HUF)
side in and outside the country merchant side
Fraudulent activity with cards reported lost or stolen 269 17 501 17 018 926
Fraudulent activity with counterfeit cards 692 45 158 12 136 587
Fraudulent activity in card not present transactions 331 12 257 4 853 9 879
Other fraudulent activities 6 309 152 157
Total fraudulent activity, value of losses 1 298 75 225 34 159 11 549
11. table
ses (thousand HUF)
Value of losses on the acquirer
Total value
side
700 18 644
7 227 19 950
6 14 738
0 309
7 933 53 641
American Express card fraud in the acquirer business per fraud type
H1 2010
Fraud type Fraudulent activity Value of losses (thousand HUF)
Value of losses on the issuer Value of losses on the
Number Value (thousand HUF)
side in and outside the country merchant side
Fraudulent activity with cards reported lost or stolen 11 471 480 0
Fraudulent activity with counterfeit cards 13 942 942 0
Fraudulent activity in card not present transactions 12 546 349 69
Total fraudulent activity, value of losses 36 1 959 1 771 69
12. table
osses (thousand HUF)
Value of losses on the acquirer
Total value
side
0 480
0 942
0 418
0 1 840
Diners card fraud in the acquirer business per fraud type
H1 2010
Fraud type Fraudulent activity Value of losses (thousand HUF)
Value of losses on the issuer Value of losses on the
Number Value (thousand HUF)
side in and outside the country merchant side
Total fraudulent activity, value of losses
13. table
osses (thousand HUF)
Value of losses on the acquirer
Total value
side
JCB card fraud in the acquirer business per fraud type
H1 2010
Fraud type Fraudulent activity Value of losses (thousand HUF)
Value of losses on the issuer Value of losses on the
Number Value (thousand HUF)
side in and outside the country merchant side
Total fraudulent activity, value of losses
14. table
sses (thousand HUF)
Value of losses on the acquirer
Total value
side
Payment card fraud in the acquirer business per transaction type
H1 2010
Transaction type Number Value of fraudulent transactions (thousand HUF)
Cash withdrawal Payment Cash withdrawal Payment
ATM POS ATM POS
Interbank transactions in the country 297 0 303 18 614 0 4 477
Cross-border transactions 1 441 0 825 87 745 0 50 833
Total fraudulent activity, value of losses 1 738 0 1 128 106 359 0 55 310
15. table
Total fraudulent activity
number Value
Value (thousand HUF)
600 23 091
2 266 138 578
2 866 161 669
Fraudulent activities at terminals
H1 2010
number
FRAUDULENT ACTIVITY AT THE LOSS OF CARDHOLDER AND/OR ISSUER
Card skimming
at ATMs 120
at POSs 134
at other type of terminals 10
Card trapping
card trapping activities 2
Other fraudulent activities
activities resulting undue reversals 0
cash trapping 13
Total 279
FRAUDULENT ACTIVITIES AT THE LOSS OF ATM OWNER
ATM attacks
number of physical and electronic attacks except explosions 23
ATM attacks with explosions 2
value of losses
Attacks against ATM staff
number of attacks 0
value of losses
Total
16. table
thousand HUF
29 122
0
29 122