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Non-consolidated Balance Sheets

Sony Bank Inc.

As of March 31, 2009, 2010 and 2011



(Millions of yen)

2009 2010 2011

Assets:

Cash and due from banks 11,705 51,184 46,498

Cash - - 43

Due from banks 11,705 51,184 46,455

Call loans 49,909 55,079 10,000

Monetary claims purchased 16,163 3,292 -

Monetary trusts - 10,750 12,740

Securities 823,174 880,133 940,121

Japanese government bonds 288,348 263,516 262,742

Japanese municipal bonds 5,305 7,050 17,509

Japanese corporate bonds 303,353 326,378 320,569

Japanese stocks 3,000 3,000 5,000

Other securities 223,168 280,188 334,299

Loans 477,072 586,654 722,452

Loans on deed 468,975 578,454 713,634

Overdrafts 8,096 8,199 8,818

Foreign exchanges 6,355 5,100 8,432

Due from foreign banks 6,355 5,100 8,432

Other assets 16,095 15,818 15,830

Domestic exchange settlement account debit 51 38 86

Prepaid expenses 35 60 97

Accrued income 3,140 3,336 3,847

Initial margin of futures markets 2,831 1,325 1,063

Derivatives 8,099 9,104 6,964

Accounts receivable 933 1,244 3,119

Others 1,004 710 653

Tangible fixed assets 504 637 778

Buildings 53 99 201

Leased assets 1 1 1

Other tangible fixed assets 449 536 574

Intangible fixed assets 2,324 2,977 2,897

Software 2,321 2,974 2,894

Other intangible fixed assets 3 2 2

Deferred tax assets 9,106 1,364 2,199

Customers’ liabilities for acceptances and guarantees - - 1,000

Allowance for loan losses (456) (807) (1,121)

Total Assets 1,411,956 1,612,186 1,761,830

Liabilities:

Deposits 1,326,360 1,510,051 1,649,106

Ordinary deposits 280,297 278,492 315,236

Time deposits 763,161 905,362 973,162

Other deposits 282,901 326,197 360,706

Call money 10,000 10,000 10,000

Borrowed money 2,000 2,000 2,000

Borrowed money 2,000 2,000 2,000

Foreign exchanges 8 20 17

Foreign bills sold - 1 10

Foreign bills payable 8 18 6

Other liabilities 26,773 30,329 38,829

Unsettled exchange payable - 3 -

Income taxes payable 84 727 1,363

Accrued expenses 6,788 5,429 4,712

Unearned revenue 1 1 2

Initial margins of futures markets 7,328 11,411 13,479

Derivatives 9,392 11,788 14,657

Leased obligation 1 1 1

Asset retirement obligations - - 79

Others 3,176 965 4,533

Reserve for employees’ bonuses 274 424 437

Reserve for employees’ retirement benefits 213 299 390

Reserve for directors’ retirement benefits 61 70 78

Acceptances and guarantees - - 1,000

Total Liabilities 1,365,692 1,553,196 1,701,859

Net Assets:

Common stock 31,000 31,000 31,000

Capital surplus 21,000 21,000 21,000

Capital reserves 21,000 21,000 21,000

Retained earnings 5,586 7,232 9,287

Other retained earnings 5,586 7,232 9,287

Unappropriated retained earnings 5,586 7,232 9,287

Total shareholders’ equity 57,586 59,232 61,287

Net unrealized gains (losses) on other securities, net of taxes (9,688) 900 426

Net deferred losses on hedging instruments, net of taxes (1,633) (1,143) (1,742)

Total valuation and translation adjustments (11,322) (243) (1,315)

Total Net Assets 46,264 58,989 59,971

Total Liabilities and Net Assets 1,411,956 1,612,186 1,761,830

Non-consolidated Statements of Income

Sony Bank Inc.

For the years ended March 31, 2009, 2010 and 2011

(Millions of yen)

2009 2010 2011

Ordinary Revenues 33,361 30,500 29,521

Interest income 22,044 23,389 23,652

Interest income on loans 9,293 11,960 12,431

Interest income and dividends on securities 10,452 10,930 11,113

Interest income on call loans 2,021 86 25

Interest income on deposits with banks 7 53 52

Interest income on interest rate swaps 10 2 -

Other interest income 258 356 30

Fees and commissions 2,171 1,945 1,935

Fees and commissions on domestic and foreign exchanges 197 188 193

Other fees and commissions 1,973 1,756 1,742

Other operating income 9,035 5,122 3,869

Gains on foreign exchange transactions 7,938 4,723 2,677

Gains on sale of bonds 250 398 959

Gains on redemption of bonds 0 0 232

Income from derivatives other than for trading or hedging 846 - -

Other ordinary income 111 43 63

Income from monetary trusts, net - 3 18

Others 111 40 44

Ordinary Expenses 32,947 27,570 26,144

Interest expenses 15,397 10,362 10,445

Interest expenses on deposits 14,503 8,535 8,402

Interest expenses on call money 58 31 12

Interest expenses on borrowed money 38 50 50

Interest expenses on interest rate swaps 796 1,745 1,980

Other interest expenses 0 - -

Fees and commissions 1,857 2,133 2,099

Fees and commissions on domestic and foreign exchanges 76 75 74

Other fees and commissions 1,780 2,058 2,024

Other operating expenses 5,107 2,986 480

Losses on sale of bonds 2,634 2,569 81

Losses on redemption of bonds 2,473 - -

Expenses from derivatives other than for trading or hedging - 416 399

General and administrative expenses 10,309 11,675 12,603

Other ordinary expenses 274 411 515

Provision of allowance for loan losses 223 388 456

Write-off of loans 0 - 0

Others 51 23 57

Ordinary Profit 414 2,930 3,377

Extraordinary Losses - 69 10

Losses on disposal of tangible fixed assets - 69 -

Losses on adjustment for changes of accounting standard

for asset retirement obligations - - 10

Income Before Income Taxes 414 2,861 3,366

Income Taxes—current 3 662 1,620

Income Taxes—deferred 1,121 552 (308)

Total Income Taxes 1,124 1,214 1,311

Net Income (Loss) (710) 1,646 2,054



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