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New Smart Card Software Product

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New Product Development







Keiko Taguchi

4/19/03

Agenda

 Vision

 Mission

 Goal & Strategy

 New Product Process

 New Product Process Description

 New Product Concept

Vision

 Plan and develop software products

that have potential to be essential

infrastructure relating to banking

industry and government.

The software should contribute to

enhance, shorten or ease current and

future procedure and/or system

Mission

 Mission of my group is to plan new

software product for multi-application

smart card, which can be used with

payment software.

 The new product should be used for

business purpose, and should have

synergy effect with current products,

fingerprint authentication software and

electric purse software, and expand

current market.

Goal & Strategy

 Goal

 More than $1,000,000 sales

 Strategy

 Acquire new customer who use cards for

business purpose

 Provide new or enhanced products to

existing customers and extend market

What should be changed

 Percentage of failed projects where activity is

not undertaken - Statistics

Initial screening 8%

Prellim market assessment 23%

Prelim tech assessment 15%

Detailed market study 75%

Business/ financial analysis 37%

Product development 11%

In-house product tests 11%

Customer tests of product 34%

Test market/ trial sell 77%

Trial/ pilot production 51%

Pre-launch business analysis 65%

Production start-up 44%

Market launch (roll out) 32%

0% 10% 20% 30% 40% 50% 60% 70% 80%



 We can learn from the study to improve our

new product development process

Source : R. G. Cooper and E. J. Kleinschmidt

What Stage-Gate Can Do

 Percentage of positive impact with Stage-

Gate process - Statistics

34%

H i g h e r s u c c e s s ra te & c u s tom e r s a ti s f a c ti on

34%

D e v e l op e d on ta rg e t ti m e , q u a l i ty & c os t



F a s te r to m a rk e t 31%



I m p rov e d p rof i t p e rf orm a n c e 28%

A l e a rn i n g tool : e d u c a te ou r p e op l e 24%



I m p rov e d c oop e ra ti on / c ood i n a ti on 21%



F e w e r e rrors ; l e s s re c y c l i n g ; l e s s re d e s i g n 17%



I m p rov e d c om m u n i c a ti on

17%



B e tte r p roj e c t c on trol

10%



0% 5% 10% 15% 20% 25% 30% 35%



 We can improve our new product

development process with Star-Gate, for

more success and less risk

Source : R. G. Cooper and E. J. Kleinschmidt

The New Product Process

Idea Generation Scoping Build Business Case



Gate 0 Discovery Gate 1 Stage 1 Gate 2 Stage 2









Development Pilot Testing Launch

Post

Gate 3 Stage 3 Gate 4 Stage 4 Gate 5 Stage 5

Launch





Next

Cycle

Description - Gate 0

 Guides new product idea direction

 Company vision and group mission is

the basis









0

Description - Discovery

 Idea Generation

 Generate and store ideas

 Ideas come from

 Sales group

 Planning group

 Customer requirements

 Technical group









D

Description - Gate 1

 Check against Broad Criteria

 Broad Criteria

 Product must use smart card

 Product must be used for business purpose

 Product must enhance, shorten or ease current

procedure or system

 Product must have potential to be installed in

government or banking infrastructure system









1

Description - Stage 1

 Scoping

 Object

 Spend little money and gather some information

 Work

 Preliminary Market Research

 Preliminary Technical Research

 Preliminary Financial/Business Estimation

 Preliminary Legal Check - Patent







1

Description - Gate 2

 Check against Specific Criteria

 Specific Criteria

 Company vision/mission

 Product must have merit to use “smart” card - not

“magnetic” card.

 Product should be beneficial when installed with existing

authentication or payment software

 Market

 Product category should have potential market size more

than $10,000,000

 Product market segment should be in introduction stage





2

Description - Gate 2

 Specific Criteria (continued)

 Technical

 Patent must be cleared

 Product must fit within current smart card memory

 Product should be easy to install and use for end users

 Cycle time for implementation should be less than 1 year

 Financial

 Product sales must be expected to hit $1MM

 Product payback period should be expected within 2 years









2

Description - Stage 2

 Build Business Case

 Object

 Verify the attractiveness of the project prior to heavy

spending

 Work

 Detailed Research

 In-depth market research

 Existing/potential user needs



 Competitive products



 Detailed technical research/assessment

 Legal research

 Financial estimation

 Define product



2

Description - Gate 3

 Careful examination against Broad Criteria

and Specific Criteria

 “Must-See” Criteria

 Agree ; Go and score (3)

 Disagree ; Kill or return to Idea Bank

 “Should-See” Criteria

 Agree ; Score (1-3)

 Disagree ; No score



 Compare each score and choose top 3







3

Description - Stage 3

 Pilot Development

 Design and Develop Pilot Software

 Design software structure/function

 Design detailed software flowchart and workflow

 Develop pilot software

 Internal test

 Feedback internal test result

 User opinion

 Technical issues

 Financial data adjustment

 Market Launch Plan



3

Description - Gate 4

 Check attractiveness of the project

 Product Features

 Attract Pilot users as expected in Stage2?

 Yes : Go

 No : if the gap easily correctible, return to Stage 3, otherwise

return to Idea Bank

 Technology Function

 Support features without significant problem as assessed?

 Yes : Go

 No : if the problem easily correctible, return to Stage 3,

otherwise return to Idea Bank

 Financial Estimation

 Financials are sound with attractive price as expected?

 Yes : Go

 No : if the gap easily correctible, return to Stage 3, otherwise

return to Idea Bank





4

Description - Stage 4

 Pilot Testing

 Test Pilot Software

 External pilot test with partner companies

 Feedback external test result

 User opinion

 Technical issues

 Financial data adjustment

 Market Launch Plan







4

Description - Gate 5

 Check attractiveness of the project

 Product Features

 Accepted by users?

 Users are attracted and likely to buy?

 Yes : Go

 No : if the gap easily correctible, return to Stage 3, otherwise

return to Idea Bank

 Technology Function

 Support features without significant problem as assessed?

 Yes : Go

 No : if the problem easily correctible, return to Stage 3,

otherwise return to Idea Bank

 Financial Estimation

 Financials are sound with attractive price as expected?

 Yes : Go

 No : if the gap easily correctible, return to Stage 3, otherwise

return to Idea Bank

5

Description - Stage 5

 Product Launch

 Execute marketing plan









5

Description - Post Launch

 Keep researching user acceptance

 Keep watching competitor's movement

 Feed back the result for next cycle









PL

Next Step

 After new product development process

is approved here…

 Design and assign teams for each

stages and gates

 Implement new process

 Head for success


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