Products & Services
Cash Management Services
Certificates of Deposit
Checking Accounts
Small Business
Commercial Loans Services
Commercial Mortgages
Consumer Loans
Credit Cards PRODUCTS FOR ALL OF YOUR
At Union Savings Bank, we care about your business.
We’re committed to being a resource for all your
Equipment Leasing
Health Savings Accounts
BUSINESS BANKING NEEDS,
L ARGE AND SMALL Small Business
business banking needs. With a team of seasoned
professionals uniquely qualified to meet the needs Home Equity Loans
of local businesses, our top priority is to treat each Individual Retirement Accounts
customer individually and structure a banking solution
designed to meet their needs. Combine that Lines of Credit
AS A BUSINESS OWNER WITH
commitment, which you will find at few other banks, Merchant Credit Card Processing
with a full range of business banking products and PLANS FOR A SUCCESSFUL
services and you’ve got a partner committed to you. Mortgages
Remote Deposit FUTURE, YOU NEED A LOCAL
Business Checking
Savings Accounts BANKING PARTNER WHO IS
Use our Business Checking Account to help manage
cash flow, increase income and maintain liquidity. Our SBA Loans
Business Checking Products are designed to maximize WILLING TO TAKE THE TIME
Wealth Management*
your convenience:
USBconnect Telephone Banking
TO LEARN AND UNDERSTAND
• Easy-to-read monthly statements
• No fee with $5,000 daily balance USBonline Internet Banking YOUR BUSINESS. Our team of
• Free Visa® Credit Card for business
Visa Check Card
®
• Cash Reserve overdraft protection available experienced professionals can help you
And much more.
Revolving Lines of Credit determine the credit solutions that are best
When you need short-term working capital to support
growth or seasonal needs, you’ll find our revolving suited to meet your particular business
lines of credit and other short-term loans to be just
what you require. financing requirements. Moreover, because
*NOT FDIC INSURED • NO BANK GUARANTEE • MAY LOSE VALUE
• Short-term
we are based locally, we can act quickly which
• Support seasonal requirements
• General working capital
is often necessary in today’s challenging
• The flexibility to borrow and repay as often as needed
• Variable rate business environment.
203.830.4200
866.872.1866
unionsavings.com
Visit us online for a complete list of branch locations.
MEMBER FDIC
EQUAL HOUSING
LENDER
USBM-7011 7/10
Term Loan or Equipment Loan SBA Loans
If you require longer-term financing for equipment As a specialized SBA lender, we’ll help you
or property improvements, our long-term financing meet medium-term fixed asset or working Small Business Relationship Package
options can help you meet your goals with flexible capital requirements. We know that running a small business takes a great
terms and competitive fixed or variable rates. • Fixed or variable rates deal of time and effort. That’s why we have created
• Equipment and vehicle financing • Business start-ups, equipment purchases, our Small Business Relationship Package –
• Leasehold improvements business acquisitions, expansions, inventory a comprehensive group of services that will help you
• Flexible repayment schedules or real estate acquisition manage your banking. For a monthly fee of $9.95,
• Wide range of maturities to help meet your • Certified SBA Lender you can easily and efficiently do your banking.
timeframe and budget • Connecticut Development Authority (CDA) Programs
• 1-7 year terms Your Small Business Relationship Package
Letters of Credit includes the following:
Business Cash Reserve Use our Commercial Letters of Credit to secure • Business Checking Account
At Union Savings Bank, we understand that managing performance bonds and international trade finance. • Business Savings Account
your cash flow is an important part of growing your • Competitive fees • USBonline for Business including BillPay
business. With a Business Cash Reserve Line of Credit • Customer support & advisory services • Visa® Business Check Card
tied to your checking account, you have instant access
to cash when you need it. It’s as easy as writing a check. Wealth Management* Plus, you get all of the following benefits:
• Maximum lines of $25,000 Our specialized Wealth Management Officers will • No monthly minimum balance requirements
• Low annual fee work with you to achieve long-term success through Other Banking Services on your checking account
• Variable Interest Rate sound and consistent planning strategies. We have • $20 credit on your first order of checks
In today’s challenging business environment,
the expertise to protect your assets and ensure that many companies and organizations are searching • Unlimited BillPay
Commercial Mortgage they are distributed according to your wishes, for ways to access, monitor and manage their • Free checking accounts and Visa Check Cards for
If you’re looking to purchase property, our Commercial regardless of what may happen in the future. financial assets more efficiently and in a more your employees who have direct deposit of payroll
Mortgages will suit your needs. • Collection of income, stock dividends, stock splits, cost-effective manner. Union Savings Bank is ideally
• Purchase, development and improvement of rights and other receivables positioned to address the cash management and Also available*:
Commercial Real Estate • Preparation of required accounting corporate service requirements of businesses • Overdraft Protection Services
• Non-owner and owner occupied properties • Income Tax returns and corporations in our marketplace. • Retirement Planning Services
• Up to 80% financing available • Testamentary, revocable and irrevocable trusts, • Corporate Credit Cards
• Business Credit and Debit Cards
• Flexible terms and amortization schedules conservatorships and guardianships • International & Foreign Currency Services • Merchant Processing, including a $5 monthly discount
up to 20 years • Estate planning and settlement services • Remote Deposit
• Legal*EASE & Escrow Accounting
• Beneficiaries’ tax letters • Commercial Loans
• Merchant Credit Card Processing
• Custody and safekeeping of assets • Cash Management Services
• Long-term investment advice geared toward your
specific investment goals *Additional fees may apply
• Brokerage services including: Mutual Funds, Stocks,
Annuities and Bonds
manage your
banking
easily
* Investment and Trust products are not bank deposits; are not FDIC
insured, are not obligations of Union Savings Bank, and are subject to
investment risks including possible loss of principal amount invested.
and efficiently
Discover why Union Savings Bank is more than a bank. For more information about our Small Business Services,
call 203.830.4200 or 866.872.1866, visit us at unionsavings.com or stop by one of our convenient branch offices.