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					www.sheldonking.com/portfolio/




                                 Website
www.sheldonking.com/portfolio/




                                                                                                                          yes or no?
      $
               20
              Sometimes talking through a problem with someone experienced and impartial can
                                                                                                                     Ask yourself:
                                                                                                                          Is it important to safeguard my family's security
                                                                                                                          after my unexpected death?
                                                                                                                          Do I want my spouse or children to receive the
                                                                                                                                                                                Allan Cowley
                                                                                                                                                                                Senior Partner
                                                                                                                                                                                Stuart Garrett
                                                                                                                                                                              Commercial Partner
                                                                                                                                                                                 David Jones
              help you to see things more clearly.                                                                        benefit of all I've worked hard for when I die?      Senior Associate
                                                                                                                     Answer "yes"?                                              Judie Stewart
              At Stone & Partners we offer 20 minute initial consultations with our qualified lawyers for                                                                         Paralegal
              just $20. They will be able to help you to work out if we can help you in your situation.              Then contact one of our Estate Planning Lawyers           Meredith Chittick
                                                                                                                     about securing your family's financial future.               Paralegal

              We call this idea “Stone & Partners 20/20.” In the long run it could save you thousands.               Many regular Wills no longer safeguard people who            Julie Sarkozi
                                                                                                                                                                                Trainee Solicitor
                                                                                                                     are in debt, divorced, or facing business problems.
                                                                                                                                                                                Louise Pratley
              To find out more about how 20/20 works, visit our website or call us on 02 6627 7600.                  We have developed a comprehensive Estate                   Legal Support
                                                                                                                     Planning package that will help you to ensure               Leah Rafton
                                                                                                                     financial security for your family in the face of the      Legal Support
                                                                                                                     unexpected.
                                                                                                                     For an appointment or more information, please
    Lismore Level 5/29 Molesworth St           Byron Bay 44 Fletcher Street           Ballina 85 Tamar Street        call us on 02 6627 7600.
    (corner of woodlark street)                (behind the community centre)          (above the post office)

                                                                 for all offices please call 02 6627 7600
                                                                               www.stonepartners.com.au/2020

                                                                                                                     3 North Coast Offices - Byron Bay, Ballina and Lismore
                                                                                                                              for all offices call 02 6627 7600

                                                                                                                 B16677                                          www.stonepartners.com.au




                                                                                                                 Standardised Marketing

         selling?
         buying?
                                                                                                                      wanted:
                 The Stone & Partners Guide to Buying
                 or Selling Your Home is now available.
                 It’s packed with essential information
                 for home buyers and sellers, all
                 presented in a easy to read, step by                                                               Stone & Partners is one of the best places to
                                                                                                                    work on the North Coast. We are currently
                 step format.
                                                                                                                    looking for a bright, efficient and friendly
                                                                                                                    person for the following position:
                 Our professional staff share their best advice
                 to help you be prepared so everything runs smoothly.                                               Litigation Paralegal (FT) - Ballina
                                                                                                                    To look after our valuable clients in a busy
                 For a free copy ask any North Coast real estate agent, stop                                        litigation practice. Workers compensation
                                                                                                                    experience an advantage. We are looking
                 in at any Stone & Partners office, or call us on 02 6627 7600
                                                                                                                    for the best and offer a package to match.
                                                                                                                    Resumes to: Brendan Bourke, PO Box 183, Ballina,
                                                                                                                    NSW 2478 or brendan.bourke@stonepartners.com.au
                                                                                                                    by 2 January 2004.

                                                                                                                                                        www.stonepartners.com.au
                 Lismore	                           Byron Bay                          Ballina
                 Level 5/29 Molesworth St           44 Fletcher Street                 85 Tamar Street
                 (corner of woodlark st)            (behind the community centre)      (above the Post Office)

                                           for all offices please call 02 6627 7600
                                                                           www.stonepartners.com.au
www.sheldonking.com/portfolio/




                                         Sheldon King
                                                 AACS
                                     Chief Information Officer
                                    sheldon.king@stonepartners.com.au

                                          direct 02 6627 0000
                                          mobile 0428 475949

                                                                                                   Business Cards
       02 6627 7600

                                          member: marketing team
       www.stonepartners.com.au          member: management team

                                                                                             3 Northern Rivers Area Offices

                                                                           Lismore                           Byron Bay                Ballina
                                                                            Level 5                          44 Fletcher Street      Suite 6/Level 1
                                                                         29 Molesworth Street              PO Box 1426             85 Tamar Street
                                                                         PO Box 74                         Byron Bay NSW 2481      PO Box 183
                                                                         Lismore NSW 2480                  Fax 02 6639 7570        Ballina NSW 2478
                                                                         Fax 02 6627 7610                  DX 20401 Byron Bay      Fax 02 6626 8290
                                                                         DX 7738 Lismore                                           DX 27660 Ballina




      byron bay office
                      Level 1
                      85 Tamar Street
                      PO Box 183
                      Byron bay NSW 2478
                      Phone 02 6627 7600
                      Fax 02 6626 8290
                      DX 27660 Byron bay



                                  www.stonepartners.com.au
                                                                        office contacts

                                                                           Allan Cowley – Louise Pratley – 6639 7553
                                                                           Senior Partner – (Areas of law ...) Accredited Specialist in Commercial
                                                                           Litigation, Personal Injury.

                                                                           Stuart Garrett – Jane Crilley – 6639 7558
                                                                           Partner - (areas of law ...).

                                                                           David Jones – Judie Stewart - 6639 7555
         Coaster                                                           Senior Associate - (areas of law).

                                                                           Meredith Chittick – 6639 7559
                                                                           Paralegal – Domestic Conveyancing.

                                                                           Judie Stewart – 6639 7555
                                                                           Paralegal – (Areas of Law).




                                                                             for main switchboard please call 02 6627 7600
www.sheldonking.com/portfolio/

   Court Contacts                                                                                                                                                                                                                                                                                             Stamp Duty Quick Reference

   Lismore Court House                                                                                                                                                                                                                                                                                                $ value    $stamp                     $value     $stamp
   Zadoc Street Lismore (02) 6623 3633                                                                                                                                                                                                                                                                                 75,000       1,202              550,000           20,240
                                                                                                                                                                                                                                                                                                                      100,000       1,990              575,000           21,365
   Byron Bay Court House                                                                                                                                                                                                                                                                                              125,000       2,865              600,000           22,490
   Middleton Street Byron Bay (02) 6685 6585                                                                                                                                                                                                                                                                          150,000       3,740              625,000           23,615
                                                                                                                                                                                                                                                                                                                      175,000       4,615              650,000           24,740
   Ballina Court House                                                                                                                                                                                                                                                                                                200,000       5,490              675,000           25,865
                                                                                                                                                                                                                                                                                                                      225,000       6,365              700,000           26,990
   River Street Ballina (02) 6686 2075
                                                                                                                                                                                                                                                                                                                      250,000       7,240              725,000           28,115
                                                                                                                                                                                                                                                                                                                      275,000       8,115              750,000           29,240
   To Do List                                                                                                                                                                                                                                                                                                         300,000       8,990              775,000           30,365
                                                                                                                                                                                                                                                                                                                      325,000      10,115              800,000           31,490
                                                                                                                                                                                                                                                                                                                      350,000      11,240              825,000           32,615
                                                                                                                                                                                                                                                                                                                      375,000      12,365              850,000           33,740
                                                                                                                                                                                                                                                                                                                      400,000      13,490              875,000           34,865
                                                                                                                                                                                                                                                                                                                      425,000      14,615              900,000           35,990
                                                                                                                                                                                                                                                                                                                      450,000      15,740              925,000           37,115
                                                                                                                                                                                                                                                                                                                      475,000      16,865              950,000           38,240
                                                                                                                                                                                                                                                                                                                      500,000      17.990              975,000           39,365
                                                                                                                                                                                                                                                                                                                      525,000      19,115            1,000,000           40,490
                                                                                                                                                                                                                                                                                                                              figures are shown as a guide only
   Stone & Partners
                                                                                                                                                                                                                                                                                                              Mortgage Stamping Reckoner
   Litigation Solicitors
   Allan Cowley° (Public Notary), Brendan                                                                                                                                                                                                                                                                     Amounts up to $16,000                                      $5.00
   Bourke, Tony Love, Jef Sewell                                                                                                                                                                                                                                                                              Amounts from $16,001
   Commercial Solicitors                                                                                                                                                                                                                                                                                              $4.00 per $1000 (.004%) + $5.00
   Stuart Garrett, Ben Carroll, Michael Young,
   Michelle McCartney°, David Jones°, Ali King                                                                                                                                                                                                                                                                Stone & Partners Offices
   Lismore Conveyancing
   Narelle Lasham, Leone Creighton                                                                                                                                                                                                                                                                            All Offices Telephone: 02 6627 7600
   Ballina Conveyancing                                                                                                                                                                                                                                                                                       Lismore Level 5, 29 Molesworth Street
   Dot Rose, Robyn Bresnan                                                                                                                                                                                                                                                                                    PO Box 74
                                                                                                                                                                                                                                                                                                              Lismore NSW 2480
   Byron Bay Conveyancing
   Meredith Chittick, Tanya Woolley                                                                                                                                                                                                                                                                           Byron Bay 44 Fletcher Street
                                                                                                                                                                                                                                                                                                              PO Box 1426
   Accredited Specialist Areas:                                                                                                                                                                                                                                                                               Byron Bay NSW 2481
   °Commercial Litigation, °Property Law,
   °Business Law                                                                                                                                                                                                                                                                                              Ballina Level 1, 85 Tamar Street
                                                                                                                                                                                                                                                                                                              PO Box 183
                                                                                                                                                                                                                                                                                                              Ballina NSW 2478
   Stone & Partners Areas of Law
                                                                                                                                                                                                                                                                                                              Local Markets Monthly Calender
   Stone & Partners offer legal services in a
   wide range of areas, including:
                                                                                                                                                                                                                                                                                                              Week 1         Byron, Lismore, Brunswick Heads
        Aged Care, Business, Companies,                                                                                                                                                                                                                                                                       Week 2         The Channon, Lennox Head
      Commercial Litigation, Conveyancing                                                                                                                                                                                                                                                                     Week 3         Lismore, Mullumbimby
      (NSW & QLD), Dispute Resolution and                                                                                                                                                                                                                                                                     Week 4         Bangalow
    Mediation, Employment Law, Insolvency,
                                                                                                                                                                                                                                                                                                              Week 5         Lennox Head
   Bankruptcy & Liquidations, Liquor Licensing,
        Leasing, Local Government Law,
   Planning and Land and Environment Court,                                                                                                                                                                                                                                                                   NSW Daylight Savings Time
       Residential Property Development,
   Strata Titles, Tourism & Resort Development                                                                                                                                                                                                                                                                Summer             March 28 1 Hour Back
                                                                                                                                                                                                                                                                                                              Winter             October 31 1 Hour Forwar d


                                               2004
   nsw public holidays   nsw school holidays                                                                                                                                                                                                                                 • A Taste of Byron                                 • Melbourne Cup Day
                                                                                                                                                                                                                • Lismore Camping Show
                                                                       All event dates are subject                            • Grafton Show               • Casino Beef Week                                                                  • Brisbane EKKA               • Ballina Alive!        • Gold Coast Indy Car      • Schoolies Week
                                                                                                     • S&P Lismore Golf Day                                                          • Lismore Lantern Parade   • Splendour In The Grass                                                                                                                       • S&P Ballina Office Drinks
   qld public holidays   qld school holidays                           to change ...                                          • Blues and Roots Festival   • Nimbin Mardi Grass
                                                                                                                                                                                                                • Byron Bay Writers Festival
                                                                                                                                                                                                                                               • Lismore Herb Festival       • Ballina Cup           • Lismore Show             • Lismore Country Music
                                                                                                                                                                                                                                                                             • Lismore Cup                                      • S&P Byron Bay Cocktails


                                                january                 february                         march                       april                       may                        june                         july                      august                    september                 october                  november december
                                               m t w t f s s            m t w t f s s                 m t w t        f s s     m t w t f s s               m t w t f s s              m t w t f s s              m t w t          f s s         m t w t f s s                m t w t f s s            m t w t f s s              m t w t f s s                 m t w t          f s s
                                                        1 2 3 4                                1      1 2 3 4 5 6 7                        1 2 3 4         31                 1 2         1 2 3 4 5 6                        1 2 3 4           3 03 1                    1            1 2 3 4 5                     1 2 3        1 2 3 4 5 6 7                         1 2 3 4 5
                                               5 6 7 8 9 1 01 1         2 3 4 5 6 7 8                 8 9 1 01 11 21 31 4      5 6 7 8 9 1 01 1             3 4 5 6 7 8 9             7 8 9 1 01 11 21 3         5 6 7 8 9 1 01 1               2 3 4 5 6 7 8                 6 7 8 9 1 01 11 2       4 5 6 7 8 9 10             8 9 1 01 11 21 31 4            6 7 8 9 1 01 11 2
                                               1 21 31 41 51 61 71 8    9 1 01 11 21 31 41 5         1 51 61 71 81 92 02 1    1 21 31 41 51 61 71 8        1 01 11 21 31 41 51 6     1 41 51 61 71 81 92 0      1 21 31 41 51 61 71 8           9 1 01 11 21 31 41 5         1 31 41 51 61 71 81 9   1 11 21 31 41 51 61 7      1 51 61 71 81 92 02 1          1 31 41 51 61 71 81 9
                                               1 92 02 12 22 32 42 5   1 61 71 81 92 02 12 2         2 22 32 42 52 62 72 8    1 92 02 12 22 32 42 5        1 71 81 92 02 12 22 3     2 12 22 32 42 52 62 7      1 92 02 12 22 32 42 5          1 61 71 81 92 02 12 2         2 02 12 22 32 42 52 6   1 81 92 02 12 22 32 4      2 22 32 42 52 62 72 8          2 02 12 22 32 42 52 6
                                               2 62 72 82 93 03 1       2 32 42 52 62 72 82 9        2 93 03 1                2 62 72 82 93 0              2 42 52 62 72 82 93 0     2 82 93 0                  2 62 72 82 93 03 1             2 32 42 52 62 72 82 9         2 72 82 93 0            2 52 62 72 82 93 03 1       2 93 0                        2 72 82 93 03 1




                                                                                                                                                                                                                                                                                                                                          Desk Blotter



                                                                                                                                                                                               Partners
                                                                                                                                                                                           Allan Cowley
                                                                                                                                                                                          Brendan Bourke
                                                                                                                                                                                           Stuart Garrett
                                                                                                                                                                                             Ben Carroll

                                                                                                                                                                                    senior associates
                                                                                                                                                                                         Tony Love
                                                                                                                                                                                       Michael Young
                                                                                                                                                                                     Michelle McCartney
                                                                                                                                                                                        David Jones

                                                                                                                                                                                             associate
                                                                                                                                                                                                 Jef Sewell

                                                                                                                                                                                                 Lismore
                                                                                                                                                                                            Level 5
                                                                                                                                                                                     29 Molesworth Street
                                                                                                                                                                                          PO Box 74
                                                                                                                                                                                      Lismore NSW 2480
                                                                                                                                                                                    Facsimile 02 6627 7610
                                                                                                                                                                                       DX 7738 Lismore

                                                                                                                                                                                             Byron Bay
                                                                                                                                                                                      44 Fletcher Street
                                                                                                                                                                                         PO Box 1426
                                                                                                                                                                                     Byron Bay NSW 2481
                                                                                                                                                                                    Facsimile 02 6639 7570
                                                                                                                                                                                     DX 20401 Byron Bay

                                                                                                                                                                                                 BaLLina
                                                                                                                                                                                       Suite 6/Level 1
                                                                                                                                                                                       85 Tamar Street
                                                                                                                                                                                         PO Box 183
                                                                                                                                                                                      Ballina NSW 2478
                                                                                                                                                                                    Facsimile 02 6626 8290
                                                                                                                                                                                      DX 27660 Ballina

                                                                                                                                                                                    for all offices call
                                                                                                                                                                                      02 6627 7600
                                                                                                                                                                                    www.stonepartners.com.au
                                                                                                                                                                                    info@stonepartners.com.au


                                                                                                                                                                                                                                                                 Letterhead Master

                                                                                                                                                                                        Accredited Specialists
                                                                                                                                                                                         Personal Injury Law
                                                                                                                                                                                        Commercial Litigation
                                                                                                                                                                                      Business Law, Property Law




                                                                                                                                                                                                   Liability limited by
                                                                                                                                                                                                   the Solicitors’ Scheme,
                                                                                                                                                                                                   approved under the
                                                                                                                                                                                                   Professional Services
                                                                                                                                                                                                   Act 1994 (NSW)

                                                                                                                                                                                       ABN 29 518 826 032

				
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