World Access Service Corp. is the licensed producer for this plan.
Vacation Travel Protection
for WMPH Vacations
Travel insurance and assistance built on over 20 years of experience.
Cruising is a great way to see the world. But without travel insurance, you may see an empty wallet if you
have to cancel your trip or become ill while you’re on the ship. Vacation Travel Protection from Access America
offers benefits like trip cancellation, emergency medical and dental coverage, baggage loss and more. Plus,
with optional BizPack coverage, you’re even covered if you have to cancel for business reasons.
Benefits† Coverage Limit
VACATION TRAVEL PROTECTION ADVANTAGE: Trip Cancellation Up To Amount Purchased 1
• An Access America ID card for quick access to Trip Interruption Up To Amount Purchased 1
Emergency Medical/Dental Coverage $100,000
Emergency Medical Transportation $500,000
• Optional BizPack coverage if you’re required to work.
Baggage Loss/Damage $1,000
• Coverage if the destination is uninhabitable, or if Baggage Delay $200
you have legally separated or divorced. Travel Delay $1,200
• Generous baggage coverage. Travel Accident $10,000
Missed Connection $500
24-Hour Hotline Assistance Included
BizPack Expanded Coverage Optional
Benefits are per person. All insureds must purchase the same plan in
Pricing order to be on the same policy.
1 Maximum coverage available is $20,000.
without Bizpack 7.0% of trip cost
with Bizpack 7.5% of trip cost Special Features of
Vacation Travel Protection
BizPack. If you have to cancel or interrupt your trip due
to business reasons, you are covered for your loss when
you purchase this optional coverage. Some covered
reasons are: required to work, business/company merger,
and business unsuitable due to fire, natural disaster or
burglary. Coverage must be purchased prior to making
your final trip payment to make this feature effective.
Supplier Default Coverage. Supplier Default coverage
covers situations where a carrier, cruise line, tour
operator or other travel entity goes into financial
default. Supplier Default coverage is provided when:
1.) You purchase your insurance within 14 days of
initial trip payment or deposit; 2.) The financial default
occurs more than seven days after the plan’s effective
date; and 3.) You use a travel supplier (other than the
organization from which you purchased this insurance
or their affiliate companies) that Access America
currently lists as a covered supplier. This list can be
found at www.accessamerica.com.
Questions/Contact: Phone: 1-800-497-0363
This is a brief description of the insurance and assistance benefits Special Features (continued)
provided by this plan. Exclusions, conditions and limitations may apply.
A complete description of coverage can be found in the Certificate of Existing Medical Conditions Exclusion & Coverage
Insurance/Policy. Your plan may provide Existing Medical Conditions Coverage
if you, a traveling companion or family member has an
Existing Medical Condition. An Existing Medical Condition
Trip Cost Protection is an illness or injury that exhibited symptoms or was treated
Trip Cancellation Coverage. 2 Reimburses your prepaid, non- for any time 120 days prior to purchasing your plan. Coverage
refundable expenses if you must cancel your trip due to a covered reason. for an Existing Medical Condition is excluded unless:
Trip Interruption Coverage. 2 Reimburses the unused, non- 1.) You purchased your plan prior to making your final
refundable portion of your trip as well as increased transportation trip payment; 2.) You purchased trip cancellation coverage
costs for you to return home due to a covered reason. that covers the full cost of all your non-refundable trip
arrangements; 3.) You were a U.S. resident and medically
Travel Delay. 2 Receive up to $150 per day per person to cover able to travel on the day you purchased the plan; and 4.) The
additional accommodation and travel expenses due to a Travel total cost of your trip is $20,000 per person or less. All other
Delay of six or more hours. contract terms and conditions apply.
Missed Connection. 2 Covers expenses resulting from a covered
delay that causes you to miss your scheduled flight or cruise, even General Exclusions
if you miss your cruise due to the cancellation or delay of your
scheduled flight. In addition to any other exclusions that may apply to a
particular benefit, no coverage is provided for any loss
Medical Protection that results directly or indirectly from any of the following
unless as specifically included: existing medical conditions;
Emergency Medical and Dental. 2 No deductibles. This coverage intentional self-harm, suicide or attempted suicide;
provides benefits for losses due to medical and dental emergencies pregnancy (unless unforeseen complications or problems),
that occur during your trip. fertility treatments, childbirth or elective abortion; mental or
Emergency Medical Transportation. Provides medically necessary nervous health disorders, (like anxiety, depression, neurosis
transportation to the nearest appropriate facility. Also covers the cost or psychosis); use or abuse of alcohol or drugs, or related
of your transportation back home. (FL, OR, & WA residents see 2) physical complications; war (declared or undeclared), acts
of war, military duty, civil disorder or unrest; participation
Travel Accident. 2 Provides coverage for loss of life, limb or
eyesight within 365 days of a covered accident. in or training for any professional or amateur sporting
competition; participating in extreme, high risk sports; flying
or learning to fly an aircraft as pilot or crew; nuclear reaction,
Baggage Protection radiation or radioactive contamination; natural disasters;
Baggage Loss/Damage. 2 Provides benefits for loss, damage or epidemic or pandemic; air, water or other pollution or threat
theft of baggage and personal effects. of pollutant release; unlawful acts; expected or reasonably
Baggage Delay. 2 Covers the reasonable additional purchase foreseeable events or problems; financial default of a travel
of essential items if your baggage is delayed or misdirected by a supplier; terrorist events; travel bulletins or alerts; and
common carrier for 24 hours or more. Receipts for emergency government prohibition or regulations.
purchases are required.
PLEASE BE ADVISED: This optional coverage may duplicate
coverage already provided by your personal auto insurance
Assistance Services policy, homeowner’s insurance policy, personal liability insurance
24-Hour Hotline Help. Help is just a phone call away with policy or other source of coverage. This insurance is not required
Access America travel protection. A staff of multilingual problem in connection with the Insured’s purchase of travel tickets.
solvers is available to help you solve a medical, legal or travel-
California Residents: This plan contains disability insurance
benefits or health insurance benefits, or both, that only apply
Concierge. Nothing says “deluxe” like having your own concierge. during the covered trip. You may have coverage from other sources
Select a restaurant and reserve the best table, locate hard-to-find that already provides you with these benefits. You should review
event tickets and more. your existing policies. If you have any questions about your current
coverage, call your insurer or health plan. We are doing business in
2 Insurance coverage is underwritten by BCS Insurance Company, California as WASC Insurance Agency. CA License # is 0B01400.
rated “A-“ (Excellent) by A.M. Best Co., under BCS Form No. 52.201 Florida Residents: The benefits of the Policy providing
or 52.401, or Jefferson Insurance Company, rated “A” (Excellent) by your coverage are governed primarily by the law of a state
A.M. Best Co., under Jefferson Form No. 101-C-XX-01 or 101-P-XX- other than Florida.
01, depending on the insured’s state. World Access Service Corp.,
a company of Mondial Assistance, is the licensed producer and Plan may not be available in all jurisdictions.
administrator of this plan and an affiliate of Jefferson Insurance
Company. The insured shall not receive any special benefit or
advantage because of the affiliation between World Access Service
Corp. and Jefferson Insurance Company.